Home Loans
Get into your first home, next home or dream home sooner with a range of Home Loan options. Get help from an experienced Mortgage Broker at W.E. Finance Group today!
Rated 5 from 6 Reviews
Get into your first home, next home or dream home sooner with a range of Home Loan options. Get help from an experienced Mortgage Broker at W.E. Finance Group today!
Rated 5 from 6 Reviews
When it comes to getting a Home Loan, having a number of lending options is critical to making the best choice. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies. We support our clients throughout the buying process including doing the legwork for you right through to settlement. We'll make sure you always get the best possible interest rate on your Home Loan and can even compare cash-back offers for you.
When looking at different Home Loan Options, it's important to understand some of the key loan attributes:
Principal and Interest: This is the most common type of Home Loan. With a principal and interest Home Loan, you not only pay the interest on the borrowed money but also a portion of the actual loan amount. It means you're slowly paying off the loan while also covering the interest.
Interest Only: With an interest-only Home Loan, you only pay the interest on the borrowed amount for a certain period, usually around 5 years. This can make your initial repayments lower, but keep in mind that you'll still need to pay back the full amount later on.
Variable Rate: On the other hand, a variable rate Home Loan means the interest rate can change over time due to various factors like changes in the economy. While it might offer flexibility and potentially lower interest rates, it could also mean that your repayments may vary.
Fixed Rate: A fixed-rate Home Loan means the interest rate stays the same for a set period, often 1 to 5 years. It provides stability and predictability because your repayments won't change during this time, making it easier to budget.
We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to get a Home Loan, we have the expertise and experience to guide you through the process of finding the right Home Loan for your needs.
Initial Consult with W.E. Finance Group
Have a chat with a qualified Mortgage Broker who will understand your situation and talk you through the next steps.
Home Loan Fact Find
Your Mortgage Broker will work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Home Loan.
Home Loan Pre-Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your Home Loan draws-down and you're good to go!
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George & Ramona Harb
Wafa has been absolutely fantastic throughout our home loan application. She was professional, knowledgeable, patient and genuinely committed to helping our family achieve our goal of purchasing our new home. Our application involved a number of complexities, but Wafa went above and beyond to guide us through the process, communicate with lenders, address their requirements and keep everything moving forward. She was always approachable, responsive and willing to explain things clearly, which gave us confidence and peace of mind during what can be a stressful process. We are incredibly grateful for Wafa’s dedication, persistence and personal attention. Her support played a significant role in helping us secure our home loan approval, and we couldn't be happier with the service we received. We would highly recommend Wafa and W E Finance Group to anyone looking for a reliable, professional and caring mortgage broker who genuinely has their clients’ best interests at heart. Thank you, Wafa, for helping make this important milestone possible for our family!
PS
Penny Soumelidis
Wafa is exceptional in all matters finance., she has been our broker for the last 20 years, she is very hardworking and looks after us every time we need to refinance whether it’s for business or residential. I would highly recommend her.
NW
Natasha Williams
Wafa made my refinancing process smooth and efficient. She demonstrated deep expertise, kept everything on track, and secured a highly competitive rate. Her professionalism and clear communication gave me confidence throughout. I highly recommend Wafa
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
W.E. FINANCE GROUP PTY LTD ABN: 13 143 085 956. Credit Representative #524191 is authorised under Australian Credit Licence #384704.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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